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Mortgage Calculators

Fixed Rate Loan

10, 15, 20 and 30 Year Fixed Rate Loans:
The monthly payments and rates for these traditional loans stay the same during the entire loan term. If principal reduction payments are made, your term will be reduced.

Fixed for 7 Years (30/7)
The 30/7 loan is great for people who want the security that a fixed-rate loan offers but who are also attracted to the lower interest rates of an adjustable rate loan. The 30/7 loan has a 30-year term and a low fixed rate for seven years. At the end of the fixed-rate term, you have the option to convert to a fixed rate for the remaining 23 years, based on interest rates at the time of conversion.

When to choose this type of loan:
· If you intend to keep your home for longer than 10 years
· If long-term stability is more important than payment amount
· If you do not anticipate using your home equity during the term of the loan

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